If you are like many Australian’s you own a home and hope to pay it off as soon as possible. While there are many strategies around that claim to help you reduce your home loan, much of the time they make very little difference because the bank actually wants you to have easy access to your money so you can spend it, stay in debt, and they keep their healthy bank profits soaring. Strategies that sound good such as linking your credit card to your loan, putting all your expenses on your credit card and paying it off each month, paying for a new car or holiday via your mortgage to get a cheap...

It's agreed that trying to stick to a budget doesn't work. Instead, use a simple cash flow system to capture surplus income and keep it away from your everyday spending accounts to avoid temptation. Better than a budget, this is a sure fire way to help save your household up to $20,000 per year on wasted money that you didn't even realise you are spending. Use these savings to then pay off debts and build investments for your future.  Contact us on 0400 11 4000 to lean more about the Retire Me Young system that put's you in the drivers seat with your finances and sets you up to live...